Privacy Policy

Last updated: November 7, 2025

1. Introduction

Welcome to Money Mood. We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our app, website, and related services.

2. Information We Collect

• Personal Information: such as your name, email address, and account credentials when you sign up or join the waitlist.
• Financial Information: when you choose to connect your bank accounts through our trusted partner, Plaid. Money Mood never sees or stores your bank login details.
• Emotional Data: when you log your moods and notes to track your financial behavior and emotional trends.
• Device & Usage Data: like browser type, operating system, and usage analytics to improve our platform.

3. How We Use Your Information

• To personalize your experience and provide financial and emotional insights.
• To communicate with you about new features, updates, or account issues.
• To maintain security and detect fraudulent or unauthorized activity.
• To comply with legal obligations and improve our services.

4. How We Protect Your Data

We use industry-standard security protocols to protect your information. All data transmitted between Money Mood, Plaid, and your bank is encrypted end-to-end. We never sell or rent your personal information to third parties.

5. Sharing Your Information

We do not share your personal data except with trusted service providers who support our operations (like hosting, analytics, and secure financial integrations). These providers are contractually obligated to safeguard your information.

6. Your Choices & Rights

• You can access, update, or delete your data at any time.
• You can unsubscribe from communications by following the link in our emails.
• You can disconnect your bank account or delete your Money Mood account directly from the app or by contacting us.

7. Children’s Privacy

Money Mood is not intended for children under 13. We do not knowingly collect data from children. If you believe a child has provided personal information, please contact us to remove it.

8. International Users

If you access Money Mood from outside the United States, note that your information may be processed and stored on servers located in the U.S.

9. Changes to This Policy

We may update this Privacy Policy as our services evolve. We’ll notify users of material changes by updating the “Last Updated” date above.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:
info@money-mood.com